Is Kin home legit? In short, yes — Kin home insurance is legitimate. Homeowners may be leery when considering insurance from a new insurance company, though, so it's understandable to question whether Kin is legit.

We're a member-owned insurance company that's customer-focused by design. Our interests are fully aligned, full stop.

Kin App on the App Store.

In a nutshell, this is what makes Kin so different: We create affordable coverage for homeowners who need it most. While company after company has left catastrophe-prone states, raised prices, or dropped policyholders, we take pride in serving homeowners in areas most affected by extreme weather: Florida.